Best Credit Cards for New Parents
Best Credit Cards for New Parents
New parents face significant new expenses. Here’s how to optimize rewards on baby-related spending.
Top Categories
- Grocery stores (diapers, formula, baby food): 6% Amex Blue Cash Preferred
- Amazon baby supplies: 5% Amazon Prime Visa
- Target/Walmart: Rotating categories or store cards
Top Picks
Amex Blue Cash Preferred: 6% groceries covers most baby supplies Amazon Prime Visa: 5% on Amazon baby subscriptions Target RedCard: 5% at Target
The Bottom Line
Grocery-optimized cards work best for new parents. Most baby essentials come from supermarkets, Amazon, or big-box stores.
Last updated: January 9, 2026
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