Best Credit Cards for Online Shopping

Online shopping is a huge spending category. Here’s how to maximize rewards on e-commerce purchases.

Portal Strategy

Beyond card rewards, shopping portals add 2-10% more:

• Rakuten
• Chase Ultimate Rewards portal
• Capital One Shopping

Stack portal + card rewards for maximum return.

Last updated: January 2026 Affiliate disclosure: ShortcutBest may earn a commission when you apply through our links.