Bilt Mastercard: Should Renters Get This Card?

The Bilt Mastercard does something no other card can: earn points on rent payments without fees. For renters, that’s a game-changer.

Why Rent Matters

Average US rent: ~$1,500/month = $18,000/year

If you paid rent on a typical card:

• 3% fee on $18,000 = $540 in fees
• Maybe 1-2% back = $180-360
• Net loss

With Bilt:

• No fee
• 1X points = 18,000 points worth $270-360 in travel
• Net gain

Transfer Partners

Bilt points transfer 1:1 to:

• World of Hyatt
• United Airlines
• American Airlines
• Air Canada
• Flying Blue
• And more

This makes them genuinely valuable for travel.

The Bottom Line

For renters, the Bilt Mastercard is unique and valuable. Turning your largest monthly expense into transferable points—with no fee—is a genuine benefit no other card offers.