Costco Anywhere Visa: The Hidden Perks
Costco Anywhere Visa: The Hidden Perks
The Costco Anywhere Visa is one of the most underrated credit cards. For Costco members, it offers exceptional value—especially on gas.
Why 4% on Gas Is Huge
If you fill up at Costco (already the cheapest gas):
- $200/month gas × 4% = $8/month, $96/year
- Costco gas is already 20-40¢/gallon cheaper
Double savings: Cheap gas + 4% back.
Cash Back Redemption
The catch: Cash back redeems once per year as a certificate usable only at Costco. For Costco members, this isn’t a problem—you’ll spend it. For flexibility lovers, it’s a limitation.
The Bottom Line
The Costco Anywhere Visa is exceptional for Costco members. 4% on gas, 3% on travel and dining, and premium benefits—all for $0. The only catch is the annual certificate redemption. If you shop at Costco anyway, that’s not a problem.
Last updated: January 9, 2026
Affiliate disclosure: ShortcutBest may earn a commission when you apply through our links. This doesn't affect our recommendations — we only suggest cards we'd use ourselves.