Card Reviews · January 9, 2026

Costco Anywhere Visa: The Hidden Perks

Costco Anywhere Visa: The Hidden Perks

The Costco Anywhere Visa is one of the most underrated credit cards. For Costco members, it offers exceptional value—especially on gas.

Why 4% on Gas Is Huge

If you fill up at Costco (already the cheapest gas):

  • $200/month gas × 4% = $8/month, $96/year
  • Costco gas is already 20-40¢/gallon cheaper

Double savings: Cheap gas + 4% back.

Cash Back Redemption

The catch: Cash back redeems once per year as a certificate usable only at Costco. For Costco members, this isn’t a problem—you’ll spend it. For flexibility lovers, it’s a limitation.

The Bottom Line

The Costco Anywhere Visa is exceptional for Costco members. 4% on gas, 3% on travel and dining, and premium benefits—all for $0. The only catch is the annual certificate redemption. If you shop at Costco anyway, that’s not a problem.

Last updated: January 9, 2026

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