Points & Miles · January 9, 2026

Elite Status Through Credit Cards: Is It Worth It?

Elite Status Through Credit Cards: Is It Worth It?

Some credit cards grant automatic elite status with airlines and hotels. Here’s what you get and whether it’s valuable.

What Elite Status Gets You

Hotel Gold/Platinum:

  • Room upgrades (when available)
  • Late checkout
  • Bonus points on stays
  • Sometimes free breakfast

Hotel Diamond:

  • Executive lounge access
  • Better upgrade priority
  • Free breakfast everywhere

Real Talk

Card-based status is “Gold” or “Platinum”—not top-tier. Real elite travelers with actual status often get prioritized over card-holders.

Benefits vary wildly by property. Some hotels upgrade card-status guests generously; others don’t.

Last updated: January 2026 Affiliate disclosure: ShortcutBest may earn a commission when you apply through our links.

Last updated: January 9, 2026

Affiliate disclosure: ShortcutBest may earn a commission when you apply through our links. This doesn't affect our recommendations — we only suggest cards we'd use ourselves.